Financial technology adoption in Greater Jakarta: patterns, constraints and enablers
This article reports the findings of an online survey conducted in November–December 2021 on Indonesians’ experience and perception of fintech tools, focusing on fintech adoption in the Greater Jakarta region, which besides Jakarta, includes Bogor, Depok, Tangerang and Bekasi. One key finding is tha...
Gespeichert in:
| Beteiligte Personen: | , , |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | Englisch |
| Veröffentlicht: |
Singapore
ISEAS Publishing
[2022]
|
| Links: | https://doi.org/10.1355/9789815011555 https://doi.org/10.1355/9789815011555 https://doi.org/10.1355/9789815011555 https://doi.org/10.1355/9789815011555?locatt=mode:legacy https://doi.org/10.1355/9789815011555 https://doi.org/10.1355/9789815011555 https://doi.org/10.1355/9789815011555 https://doi.org/10.1355/9789815011555 https://doi.org/10.1355/9789815011555 https://doi.org/10.1355/9789815011555 https://doi.org/10.1355/9789815011555 https://doi.org/10.1355/9789815011555 https://doi.org/10.1355/9789815011555 |
| Zusammenfassung: | This article reports the findings of an online survey conducted in November–December 2021 on Indonesians’ experience and perception of fintech tools, focusing on fintech adoption in the Greater Jakarta region, which besides Jakarta, includes Bogor, Depok, Tangerang and Bekasi. One key finding is that, in the Greater Jakarta region, socio-economic status as measured by income is not a key determinant of fintech adoption. This is likely due to the more developed and mature ICT infrastructure in the Greater Jakarta region, which makes fintech tools readily accessible. However, the kinds of fintech tools that are more likely to be used—M-banking, E-wallet, Online Lending, Investment, Donations, and so on—are influenced by factors such as income, education, gender, age and occupation, suggesting that different fintech tools appeal to different groups in society according to their needs and resources. Psychological factors that are important in the adoption of fintech include having many choices in the needed financial services and feeling in control. While fintech users are concerned about data leaks and fraud, this does not deter them from using fintech. It may be anticipated that with the deepening of ICT infrastructure and public education on the safe use of fintech, fintech usage in Indonesia will continue to spread throughout the country. |
| Umfang: | 1 Online-Ressource (62 Seiten) |
| ISBN: | 9789815011555 |
| DOI: | 10.1355/9789815011555 |
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| 520 | |a This article reports the findings of an online survey conducted in November–December 2021 on Indonesians’ experience and perception of fintech tools, focusing on fintech adoption in the Greater Jakarta region, which besides Jakarta, includes Bogor, Depok, Tangerang and Bekasi. One key finding is that, in the Greater Jakarta region, socio-economic status as measured by income is not a key determinant of fintech adoption. This is likely due to the more developed and mature ICT infrastructure in the Greater Jakarta region, which makes fintech tools readily accessible. However, the kinds of fintech tools that are more likely to be used—M-banking, E-wallet, Online Lending, Investment, Donations, and so on—are influenced by factors such as income, education, gender, age and occupation, suggesting that different fintech tools appeal to different groups in society according to their needs and resources. Psychological factors that are important in the adoption of fintech include having many choices in the needed financial services and feeling in control. While fintech users are concerned about data leaks and fraud, this does not deter them from using fintech. It may be anticipated that with the deepening of ICT infrastructure and public education on the safe use of fintech, fintech usage in Indonesia will continue to spread throughout the country. | ||
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| author | Meilasari-Sugiana, Astrid Negara, Siwage Dharma ca. 20./21. Jh Hui, Yew-Foong |
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| spellingShingle | Meilasari-Sugiana, Astrid Negara, Siwage Dharma ca. 20./21. Jh Hui, Yew-Foong Financial technology adoption in Greater Jakarta patterns, constraints and enablers |
| title | Financial technology adoption in Greater Jakarta patterns, constraints and enablers |
| title_auth | Financial technology adoption in Greater Jakarta patterns, constraints and enablers |
| title_exact_search | Financial technology adoption in Greater Jakarta patterns, constraints and enablers |
| title_full | Financial technology adoption in Greater Jakarta patterns, constraints and enablers Astrid Meilasari-Sugiana, Siwage Dharma Negara and Yew-Foong Hui |
| title_fullStr | Financial technology adoption in Greater Jakarta patterns, constraints and enablers Astrid Meilasari-Sugiana, Siwage Dharma Negara and Yew-Foong Hui |
| title_full_unstemmed | Financial technology adoption in Greater Jakarta patterns, constraints and enablers Astrid Meilasari-Sugiana, Siwage Dharma Negara and Yew-Foong Hui |
| title_short | Financial technology adoption in Greater Jakarta |
| title_sort | financial technology adoption in greater jakarta patterns constraints and enablers |
| title_sub | patterns, constraints and enablers |
| url | https://doi.org/10.1355/9789815011555 |
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