Verfügbarkeit: Mother Nature, Uncle Sam, and the insurance industry

Mother Nature, Uncle Sam, and the insurance industry: analyzing the impact of shocks on property casualty insurance markets

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Bibliographische Detailangaben
Beteilige Person:	Aseervatham, Vijay (VerfasserIn)
Format:	Hochschulschrift/Dissertation Buch
Sprache:	Englisch
Veröffentlicht:	2015
Schlagwörter:	Naturkatastrophe Risikomanagement Versicherungswirtschaft Hochschulschrift
Links:	http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=028247229&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA
Umfang:	VIII, 132 S. graph. Darst.

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Datensatz im Suchindex

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adam_text	Titel: Mother nature, uncle Sam, and the insurance industry Autor: Aseervatham, Vijay Jahr: 2015 Contents I .1st of Abbreviations....................................................................................................iii List of Figures................................................................................................................iv List of Tables...................................................................................................................v List of Variables..........................................................................................................vii 1 Introduction............................................................................................................1 2 Demand Reactions in the Aftermath of Catastrophes and the Need for Behavioral Approaches................................................................................................5 2.1 Introduction....................................................................................................................6 2.2 Literature Review...........................................................................................................8 2.3 Hypothesis....................................................................................................................11 2.4 Data and Empirical Model...........................................................................................13 2.4.1 Data.......................................................................................................................13 2.4.2 Empirical Model...................................................................................................15 2.5 Results..........................................................................................................................21 2.6 Discussion....................................................................................................................26 2.7 Appendix......................................................................................................................30 3 The Impact of Uncovered Flood Events on the Demand for Homeowners Insurance........................................................................................................................34 3.1 Introduction..................................................................................................................35 3.2 Model...........................................................................................................................36 3.3 Data and Empirical Model...........................................................................................59 3.3.1 Data.......................................................................................................................39 3.3.2 Empirical Model...................................................................................................40 3.4 Results..........................................................................................................................41 3.5 Discussion and Policy Implications.............................................................................46 3.6 Appendix......................................................................................................................48 4 How Do Unisex Rating Regulations Affect Gender Differences in Insurance Premiums?....................................................................................................51 4.1 Introduction..................................................................................................................52 4.2 Literature Review.........................................................................................................53 4.3 Implementing Non-Discriminatory Policies.................................................................56 4.4 The Data Set.................................................................................................................57 4.5 Empirical Model and Results.......................................................................................62 4.5.1 Claim Analysis and Motivation of Pricing Approach...........................................62 4.5.2 Pricing in the Automobile Insurance Industry.......................................................63 4.5.3 Unisex Tariffs........................................................................................................69 4.6 Discussion and Policy Implications.............................................................................71 4.7 Conclusion....................................................................................................................73 4.8 Appendix......................................................................................................................75 5 Negligence Rules in Insurance Markets - The Incentive Effects of Relaxing the Reasonable Precaution Clause........................................................80 5.1 Introduction..................................................................................................................81 5.2 Background and Literature Review..............................................................................83 5.3 Model...........................................................................................................................86 5.4 Data and Empirical Model...........................................................................................97 5.4.1 Data.......................................................................................................................97 5.4.2 Empirical Model..................................................................................................101 5.5 Results........................................................................................................................106 5.5.1 Univariate Analysis................................................................................................................................................................106 5.5.2 Multivariate Analysis..................................................................................................................107 5.6 Discussion and Policy Implications......................................................................................113 5.7 Appendix.................................................116 References.................................123
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author	Aseervatham, Vijay
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dewey-sort	3368.01
dewey-tens	360 - Social problems and services; associations 330 - Economics
discipline	Wirtschaftswissenschaften
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spellingShingle	Aseervatham, Vijay Mother Nature, Uncle Sam, and the insurance industry analyzing the impact of shocks on property casualty insurance markets Naturkatastrophe (DE-588)4041387-1 gnd Risikomanagement (DE-588)4121590-4 gnd Versicherungswirtschaft (DE-588)4063206-4 gnd
subject_GND	(DE-588)4041387-1 (DE-588)4121590-4 (DE-588)4063206-4 (DE-588)4113937-9
title	Mother Nature, Uncle Sam, and the insurance industry analyzing the impact of shocks on property casualty insurance markets
title_auth	Mother Nature, Uncle Sam, and the insurance industry analyzing the impact of shocks on property casualty insurance markets
title_exact_search	Mother Nature, Uncle Sam, and the insurance industry analyzing the impact of shocks on property casualty insurance markets
title_full	Mother Nature, Uncle Sam, and the insurance industry analyzing the impact of shocks on property casualty insurance markets vorgelegt von Vijay Aseervatham
title_fullStr	Mother Nature, Uncle Sam, and the insurance industry analyzing the impact of shocks on property casualty insurance markets vorgelegt von Vijay Aseervatham
title_full_unstemmed	Mother Nature, Uncle Sam, and the insurance industry analyzing the impact of shocks on property casualty insurance markets vorgelegt von Vijay Aseervatham
title_short	Mother Nature, Uncle Sam, and the insurance industry
title_sort	mother nature uncle sam and the insurance industry analyzing the impact of shocks on property casualty insurance markets
title_sub	analyzing the impact of shocks on property casualty insurance markets
topic	Naturkatastrophe (DE-588)4041387-1 gnd Risikomanagement (DE-588)4121590-4 gnd Versicherungswirtschaft (DE-588)4063206-4 gnd
topic_facet	Naturkatastrophe Risikomanagement Versicherungswirtschaft Hochschulschrift
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