Imperfect knowledge of pension plan type:
This paper investigates the reasons for discrepancies between the pension plan type reported by respondents to the Health and Retirement Study (HRS) and pension plan type obtained from documents produced by their employers, called Summary Plan Descriptions (SPDs). The analysis suggests the discrepan...
Gespeichert in:
| Beteiligte Personen: | , , |
|---|---|
| Format: | Buch |
| Sprache: | Englisch |
| Veröffentlicht: |
Cambridge, Mass.
National Bureau of Economic Research
2007
|
| Schriftenreihe: | Working paper series / National Bureau of Economic Research
13379 |
| Links: | http://papers.nber.org/papers/w13379.pdf |
| Zusammenfassung: | This paper investigates the reasons for discrepancies between the pension plan type reported by respondents to the Health and Retirement Study (HRS) and pension plan type obtained from documents produced by their employers, called Summary Plan Descriptions (SPDs). The analysis suggests the discrepancies are sizable and are mainly due to misreports by respondents. Discrepancies between respondent and firm reports of plan type are first documented for different years and from different data sources. Changes over time in respondent and firm reports are analyzed for those who say their plans did not change. Plan type from payroll data produced by Watson Wyatt, a pension consulting company, is examined and compared to respondent reports for employees covered by Watson Wyatt plans. The Watson Wyatt payroll data report plan type without error, and yet we find the patterns of discrepancies between respondent and firm provided data are the same as for the HRS employer and respondent data. We also explore other evidence gathered by the HRS in the course of interviews and various experiments. Our findings that errors are mainly the result of misreporting by respondents, together with findings from experiments, suggest a number of changes in survey design that can help to reduce reporting error. They also suggest that models of retirement and saving behavior should allow for imperfect knowledge by decision makers |
| Beschreibung: | Literaturverz. S. 48 |
| Umfang: | 55 S. graph. Darst. 22 cm |
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| 490 | 1 | |a Working paper series / National Bureau of Economic Research |v 13379 | |
| 500 | |a Literaturverz. S. 48 | ||
| 520 | |a This paper investigates the reasons for discrepancies between the pension plan type reported by respondents to the Health and Retirement Study (HRS) and pension plan type obtained from documents produced by their employers, called Summary Plan Descriptions (SPDs). The analysis suggests the discrepancies are sizable and are mainly due to misreports by respondents. Discrepancies between respondent and firm reports of plan type are first documented for different years and from different data sources. Changes over time in respondent and firm reports are analyzed for those who say their plans did not change. Plan type from payroll data produced by Watson Wyatt, a pension consulting company, is examined and compared to respondent reports for employees covered by Watson Wyatt plans. The Watson Wyatt payroll data report plan type without error, and yet we find the patterns of discrepancies between respondent and firm provided data are the same as for the HRS employer and respondent data. We also explore other evidence gathered by the HRS in the course of interviews and various experiments. Our findings that errors are mainly the result of misreporting by respondents, together with findings from experiments, suggest a number of changes in survey design that can help to reduce reporting error. They also suggest that models of retirement and saving behavior should allow for imperfect knowledge by decision makers | ||
| 700 | 1 | |a Steinmeier, Thomas L. |e Verfasser |0 (DE-588)124527442 |4 aut | |
| 700 | 1 | |a Tabatabai, Nahid |e Verfasser |0 (DE-588)13426472X |4 aut | |
| 776 | 0 | 8 | |i Erscheint auch als |n Online-Ausgabe |
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| 856 | 4 | 1 | |u http://papers.nber.org/papers/w13379.pdf |z kostenfrei |3 Volltext |
| 943 | 1 | |a oai:aleph.bib-bvb.de:BVB01-016908610 | |
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| id | DE-604.BV023593280 |
| illustrated | Illustrated |
| indexdate | 2024-12-20T13:23:20Z |
| institution | BVB |
| language | English |
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| physical | 55 S. graph. Darst. 22 cm |
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| spelling | Gustman, Alan L. Verfasser (DE-588)128550848 aut Imperfect knowledge of pension plan type Alan L. Gustman ; Thomas Steinmeier ; Nahid Tabatabai Cambridge, Mass. National Bureau of Economic Research 2007 55 S. graph. Darst. 22 cm txt rdacontent n rdamedia nc rdacarrier Working paper series / National Bureau of Economic Research 13379 Literaturverz. S. 48 This paper investigates the reasons for discrepancies between the pension plan type reported by respondents to the Health and Retirement Study (HRS) and pension plan type obtained from documents produced by their employers, called Summary Plan Descriptions (SPDs). The analysis suggests the discrepancies are sizable and are mainly due to misreports by respondents. Discrepancies between respondent and firm reports of plan type are first documented for different years and from different data sources. Changes over time in respondent and firm reports are analyzed for those who say their plans did not change. Plan type from payroll data produced by Watson Wyatt, a pension consulting company, is examined and compared to respondent reports for employees covered by Watson Wyatt plans. The Watson Wyatt payroll data report plan type without error, and yet we find the patterns of discrepancies between respondent and firm provided data are the same as for the HRS employer and respondent data. We also explore other evidence gathered by the HRS in the course of interviews and various experiments. Our findings that errors are mainly the result of misreporting by respondents, together with findings from experiments, suggest a number of changes in survey design that can help to reduce reporting error. They also suggest that models of retirement and saving behavior should allow for imperfect knowledge by decision makers Steinmeier, Thomas L. Verfasser (DE-588)124527442 aut Tabatabai, Nahid Verfasser (DE-588)13426472X aut Erscheint auch als Online-Ausgabe National Bureau of Economic Research <Cambridge, Mass.> NBER working paper series 13379 (DE-604)BV002801238 13379 http://papers.nber.org/papers/w13379.pdf kostenfrei Volltext |
| spellingShingle | Gustman, Alan L. Steinmeier, Thomas L. Tabatabai, Nahid Imperfect knowledge of pension plan type |
| title | Imperfect knowledge of pension plan type |
| title_auth | Imperfect knowledge of pension plan type |
| title_exact_search | Imperfect knowledge of pension plan type |
| title_full | Imperfect knowledge of pension plan type Alan L. Gustman ; Thomas Steinmeier ; Nahid Tabatabai |
| title_fullStr | Imperfect knowledge of pension plan type Alan L. Gustman ; Thomas Steinmeier ; Nahid Tabatabai |
| title_full_unstemmed | Imperfect knowledge of pension plan type Alan L. Gustman ; Thomas Steinmeier ; Nahid Tabatabai |
| title_short | Imperfect knowledge of pension plan type |
| title_sort | imperfect knowledge of pension plan type |
| url | http://papers.nber.org/papers/w13379.pdf |
| volume_link | (DE-604)BV002801238 |
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