Housing in later life: the housing finance implications of an ageing society
Gespeichert in:
| Beteiligte Personen: | , , |
|---|---|
| Format: | Buch |
| Sprache: | Englisch |
| Veröffentlicht: |
Bristol
1990
|
| Ausgabe: | 1. publ. |
| Schriftenreihe: | School of Advanced Urban Studies <Bristol>: SAUS study
4. |
| Schlagwörter: | |
| Links: | http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=004220132&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
| Umfang: | XIX, 154 S. graph. Darst. |
| ISBN: | 0862923468 |
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Datensatz im Suchindex
| _version_ | 1819292689162567680 |
|---|---|
| adam_text | CONTENTS
List of Abbreviations viii
List of Tables ix
List of Figures xii
Acknowledgements xiii
Summary xv
Introduction 1
one The Context Diversity in Later Life 4
What do we mean by old age? 5
The ageing population 6
Ageing as a problem 8
Levels of income and wealth in later life 10
Income 11
Tenure and financial resources 16
Household composition and gender differences 20
Race and ethnicity 22
Health 26
Spatial distribution of older people 27
Summary 29
two Owner Occupation 31
The significance of owner occupation 31
Older home owners 33
Incomes and home equity 35
Housing conditions 39
Housing supply in the owner occupied sector 41
Housing options 42
Dealing with problems of repair, maintenance
and adaptation 42
Improvement grants 43
DHSS Single Payments/Social Fund payments 48
vi Contents
Borrowing secured by home equity 49
Home Income Plans 50
Rolled up interest loans 52
Financing repair and improvement work 54
Moving to another house 56
Private sector provision for older owners 57
Moves where the elderly owner cannot afford
full purchase 58
Concluding comments 59
three Rented Accommodation 62
Private renting 62
Local authority renting 67
Housing associations 74
Older people and the future of rented accommodation 80
Concluding comments 85
four Sheltered Housing 87
What is sheltered housing? 87
Sheltered housing for rent 88
Sheltered housing for sale 94
Future prospects 103
Concluding comments 108
five Institutional Care and Community Care 109
The changing politics of community care 110
Issues in residential care 113
Health care and social care in the home 126
Future prospects 127
six The Housing Finance Implications of an
Ageing Society 130
Key themes and issues 130
Predicting the future 130
Key issues 133
Repair, maintenance.improvement and adaptation 133
Affordability of rents 135
Meeting care needs 136
Contents vii
Policy coordination 138
Further research 139
Resources of older people 140
Housing strategies of older people 140
Impact of policy change on older people 141
Circumstances and needs of sub groups
of older people 142
Attitudes and plans of suppliers of housing
and related services 143
Conclusions 143
Diversity in later life 143
Policy impact 144
References 145
LIST OF TABLES
1. Population trends and projections by age band (United 6
Kingdom)
2. Projected households by age group and type, England 7
and Wales 1985 2001
3. Labour force participation of older people (Great 9
Britain)
4. Households at different levels of gross household 13
income, 1986
5. Material deprivation among older people in Greater 14
London 1985 86
6. Changes in sources of income in old age 1970 and 15
1985
7. Housing tenure in late life 17
8. Housing tenure of persons aged 65 years or over by 18
social class
9. Housing tenure of persons aged 65 years or over by 18
income from different sources and employment status
10. Ownership of consumer durables of persons aged 65 19
years or over by housing tenure
11. Gender and age composition of the older population 20
1985 (Great Britain)
12. Household type of older people by gender 1985 21
13. Older people from different ethnic groups 24
x Ust of Tables
14. Birthplace of head of household by dwelling 25
condition
15. Ownership rates by age of household head 1975 85 33
16. Equity by age of household head, England 1986 35
17. Equity by region for households with head over 37
retirement age, England 1986
18. Equity by income for households with head over 38
retirement age, England 1986
19. Repair costs by income for households with head over 39
retirement age, England 1986
20. Illustrative Home Income Han assessment 51
21. Illustrative rolled up interest loan 53
22. Estimated components of change of the private rented 63
sector in England and Wales 1939 81
23. Estimated cost of repair by construction date and 64
tenure
24. Estimates of local authority dwellings and households 67
in England and Wales
25. The growth of elderly heads of households as a 70
percentage of all heads in the local authority/new
town rented sector
26. Applicant age by current tenure 71
27. New tenant age by previous tenure 71
28. Tenure of local authority householders receiving 73
supplementary benefit: Great Britain
29. New lettings, sheltered housing and older people 76
List of Tables xi
30. Previous tenure of housing association tenants 77
31. Savings of housing association tenants by household 79
economic status
32. Provisional grant rates: housing for rent 84
33. Current and planned provision of very sheltered 92
housing units in 1985
34. Previous housing tenure 94
35. Service charges for a new sheltered for sale scheme at 100
autumn 1988 price
36. Sale price of previous home 102
37. Social class of male household heads 103
38. Funding a private sheltered housing scheme without 105
public subsidy
39. Funding a private sheltered housing scheme with 107
public subsidy
40. The residential and nursing care of elderly people, 113
chronically ill people and physically handicapped
people
41. Person with basic retirement pension of £41.15 per 117
week and capital assets of £23,300 in a building
society
42. Interest on investment income 120
43. Housing trends and older people 132
I
LIST OF FIGURES
1. Average equity by age of household, England, 1986 36
2. Home equity by region for people over retirement 37
age, England 1986
3. Repair costs as a percentage of equity 40
4. The operation of the proposed test of resources for 46
improvement grants
j
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| indexdate | 2024-12-20T08:51:36Z |
| institution | BVB |
| isbn | 0862923468 |
| language | English |
| oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-004220132 |
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| series | School of Advanced Urban Studies <Bristol>: SAUS study |
| series2 | School of Advanced Urban Studies <Bristol>: SAUS study |
| spellingShingle | Mackintosh, Sheila Means, Robin Leather, Philip Housing in later life the housing finance implications of an ageing society School of Advanced Urban Studies <Bristol>: SAUS study Housing sigle Sociology sigle Housing Great Britain Finance Wohnungsversorgung (DE-588)4125971-3 gnd Bevölkerungsstruktur (DE-588)4246600-3 gnd |
| subject_GND | (DE-588)4125971-3 (DE-588)4246600-3 (DE-588)4022153-2 |
| title | Housing in later life the housing finance implications of an ageing society |
| title_auth | Housing in later life the housing finance implications of an ageing society |
| title_exact_search | Housing in later life the housing finance implications of an ageing society |
| title_full | Housing in later life the housing finance implications of an ageing society Sheila Mackintosh ; Robin Means ; Philip Leather |
| title_fullStr | Housing in later life the housing finance implications of an ageing society Sheila Mackintosh ; Robin Means ; Philip Leather |
| title_full_unstemmed | Housing in later life the housing finance implications of an ageing society Sheila Mackintosh ; Robin Means ; Philip Leather |
| title_short | Housing in later life |
| title_sort | housing in later life the housing finance implications of an ageing society |
| title_sub | the housing finance implications of an ageing society |
| topic | Housing sigle Sociology sigle Housing Great Britain Finance Wohnungsversorgung (DE-588)4125971-3 gnd Bevölkerungsstruktur (DE-588)4246600-3 gnd |
| topic_facet | Housing Sociology Housing Great Britain Finance Wohnungsversorgung Bevölkerungsstruktur Großbritannien |
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