APA (7th ed.) Citation

Billingsley, R. S., Gitman, L. J., & Joehnk, M. D. (2021). Personal financial planning. Cengage Learning.

Chicago Style (17th ed.) Citation

Billingsley, Randall S., Lawrence J. Gitman, and Michael D. Joehnk. Personal Financial Planning. Boston, MA: Cengage Learning, 2021.

MLA (9th ed.) Citation

Billingsley, Randall S., et al. Personal Financial Planning. Cengage Learning, 2021.