More Than You Wanted to Know: The Failure of Mandated Disclosure
Perhaps no kind of regulation is more common or less useful than mandated disclosure-requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, th...
Gespeichert in:
| Beteilige Person: | |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | Englisch |
| Veröffentlicht: |
Princeton
Princeton University Press
2014
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| Schlagwörter: | |
| Zusammenfassung: | Perhaps no kind of regulation is more common or less useful than mandated disclosure-requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, the form, and the papers is supposed to equip you to choose your purchase, your treatment, and your loan well. More Than You Wanted to Know surveys the evidence and finds that mandated disclosure rarely works. But how could it? Who reads these disclosures? Who understands them? Who uses them to make better choices? Omri Ben-Shahar and Carl Schneider put the regulatory problem in human terms. Most people find disclosures complex, obscure, and dull. Most people make choices by stripping information away, not layering it on. Most people find they can safely ignore most disclosures and that they lack the literacy to analyze them anyway. And so many disclosures are mandated that nobody could heed them all. Nor can all this be changed by simpler forms in plainer English, since complex things cannot be made simple by better writing. Furthermore, disclosure is a lawmakers' panacea, so they keep issuing new mandates and expanding old ones, often instead of taking on the hard work of writing regulations with bite. Timely and provocative, More Than You Wanted to Know takes on the form of regulation we encounter daily and asks why we must encounter it at all |
| Beschreibung: | Description based on publisher supplied metadata and other sources |
| Umfang: | 1 online resource (244 pages) |
| ISBN: | 9781400850389 9780691161709 |
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| spelling | Ben-Shahar, Omri Verfasser aut More Than You Wanted to Know The Failure of Mandated Disclosure Princeton Princeton University Press 2014 © 2014 1 online resource (244 pages) txt rdacontent c rdamedia cr rdacarrier Description based on publisher supplied metadata and other sources Perhaps no kind of regulation is more common or less useful than mandated disclosure-requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, the form, and the papers is supposed to equip you to choose your purchase, your treatment, and your loan well. More Than You Wanted to Know surveys the evidence and finds that mandated disclosure rarely works. But how could it? Who reads these disclosures? Who understands them? Who uses them to make better choices? Omri Ben-Shahar and Carl Schneider put the regulatory problem in human terms. Most people find disclosures complex, obscure, and dull. Most people make choices by stripping information away, not layering it on. Most people find they can safely ignore most disclosures and that they lack the literacy to analyze them anyway. And so many disclosures are mandated that nobody could heed them all. Nor can all this be changed by simpler forms in plainer English, since complex things cannot be made simple by better writing. Furthermore, disclosure is a lawmakers' panacea, so they keep issuing new mandates and expanding old ones, often instead of taking on the hard work of writing regulations with bite. Timely and provocative, More Than You Wanted to Know takes on the form of regulation we encounter daily and asks why we must encounter it at all Recht Consumer protection -- Law and legislation -- United States Decision making -- United States Disclosure of information -- Law and legislation -- United States Informationspflicht (DE-588)4114016-3 gnd rswk-swf Verbraucherschutz (DE-588)4117338-7 gnd rswk-swf Patient (DE-588)4044903-8 gnd rswk-swf Recht (DE-588)4048737-4 gnd rswk-swf USA USA (DE-588)4078704-7 gnd rswk-swf USA (DE-588)4078704-7 g Verbraucherschutz (DE-588)4117338-7 s Patient (DE-588)4044903-8 s Recht (DE-588)4048737-4 s Informationspflicht (DE-588)4114016-3 s 1\p DE-604 Schneider, Carl E. Sonstige oth Erscheint auch als Druck-Ausgabe Ben-Shahar, Omri More Than You Wanted to Know : The Failure of Mandated Disclosure 1\p cgwrk 20201028 DE-101 https://d-nb.info/provenance/plan#cgwrk |
| spellingShingle | Ben-Shahar, Omri More Than You Wanted to Know The Failure of Mandated Disclosure Recht Consumer protection -- Law and legislation -- United States Decision making -- United States Disclosure of information -- Law and legislation -- United States Informationspflicht (DE-588)4114016-3 gnd Verbraucherschutz (DE-588)4117338-7 gnd Patient (DE-588)4044903-8 gnd Recht (DE-588)4048737-4 gnd |
| subject_GND | (DE-588)4114016-3 (DE-588)4117338-7 (DE-588)4044903-8 (DE-588)4048737-4 (DE-588)4078704-7 |
| title | More Than You Wanted to Know The Failure of Mandated Disclosure |
| title_auth | More Than You Wanted to Know The Failure of Mandated Disclosure |
| title_exact_search | More Than You Wanted to Know The Failure of Mandated Disclosure |
| title_full | More Than You Wanted to Know The Failure of Mandated Disclosure |
| title_fullStr | More Than You Wanted to Know The Failure of Mandated Disclosure |
| title_full_unstemmed | More Than You Wanted to Know The Failure of Mandated Disclosure |
| title_short | More Than You Wanted to Know |
| title_sort | more than you wanted to know the failure of mandated disclosure |
| title_sub | The Failure of Mandated Disclosure |
| topic | Recht Consumer protection -- Law and legislation -- United States Decision making -- United States Disclosure of information -- Law and legislation -- United States Informationspflicht (DE-588)4114016-3 gnd Verbraucherschutz (DE-588)4117338-7 gnd Patient (DE-588)4044903-8 gnd Recht (DE-588)4048737-4 gnd |
| topic_facet | Recht Consumer protection -- Law and legislation -- United States Decision making -- United States Disclosure of information -- Law and legislation -- United States Informationspflicht Verbraucherschutz Patient USA |
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