Demographic development and moral hazard: health insurance with medical savings accounts
Gespeichert in:
| Beteilige Person: | |
|---|---|
| Format: | Buch |
| Sprache: | Englisch |
| Veröffentlicht: |
Berlin
Techn. Univ., Wirtschaftswiss. Dokumentation
2004
|
| Schriftenreihe: | Diskussionspapier / Wirtschaftswissenschaftliche Dokumentation, Technische Universität Berlin
2004,16 |
| Schlagwörter: | |
| Links: | http://EconPapers.repec.org/RePEc:zbw:tubsem:200416 http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=012901337&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
| Umfang: | 34 S. |
Internformat
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Datensatz im Suchindex
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| adam_text | Demographic Development and Moral Hazard:
Health Insurance with Medical Savings Accounts
Jonas Schreyogg
Department of Health Care Management, Faculty of Economics and Management, Berlin University of
Technology, Seer. EB2, Stradedes 17. Juni 145, 10623 Berlin, Germany
E mail: ionas.schrevoeqq(S).tu berlin.de
Phone: ++49 30 314 22627; Fax: ++49 30 314 28433
Abstract
In times of ever rising health expenditures it is becoming more and more obvious that
conventional models for funding health care are increasingly experiencing difficulties
in meeting up this challenge. The concept of Medical Savings Accounts (MSAs)
represents an innovative and so far rarely analysed alternative for the funding of
health care systems. In this concept an anticipated amount of money needed is
saved up ex ante by each individual in a special account set aside to cover health
care expenses. Since, however, health care expenses for certain kinds of treatment
frequently exceed the financial capacity of the individual, Medical Savings Accounts
are normally introduced in combination with health insurance covering defined ser¬
vices with higher financial risk. From a theoretical point of view the MSA concept
helps counteracting the phenomenon of moral hazard in health insurance systems
and at the same time coping with the future challenges posed by demographic de
|
| any_adam_object | 1 |
| author | Schreyögg, Jonas 1976- |
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| author_role | aut |
| author_sort | Schreyögg, Jonas 1976- |
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| indexdate | 2024-12-20T12:00:51Z |
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| language | English |
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| physical | 34 S. |
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| publishDate | 2004 |
| publishDateSearch | 2004 |
| publishDateSort | 2004 |
| publisher | Techn. Univ., Wirtschaftswiss. Dokumentation |
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| series2 | Diskussionspapier / Wirtschaftswissenschaftliche Dokumentation, Technische Universität Berlin |
| spellingShingle | Schreyögg, Jonas 1976- Demographic development and moral hazard health insurance with medical savings accounts Gesundheitsfinanzierung / Krankenversicherung / Sparen / Moral Hazard / Welt Gesundheitssparkonten Krankenversicherung - Finanzierung - Moral Hazard Krankenversicherung (DE-588)4032836-3 gnd Finanzierung (DE-588)4017182-6 gnd |
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| title | Demographic development and moral hazard health insurance with medical savings accounts |
| title_auth | Demographic development and moral hazard health insurance with medical savings accounts |
| title_exact_search | Demographic development and moral hazard health insurance with medical savings accounts |
| title_full | Demographic development and moral hazard health insurance with medical savings accounts Jonas Schreyögg |
| title_fullStr | Demographic development and moral hazard health insurance with medical savings accounts Jonas Schreyögg |
| title_full_unstemmed | Demographic development and moral hazard health insurance with medical savings accounts Jonas Schreyögg |
| title_short | Demographic development and moral hazard |
| title_sort | demographic development and moral hazard health insurance with medical savings accounts |
| title_sub | health insurance with medical savings accounts |
| topic | Gesundheitsfinanzierung / Krankenversicherung / Sparen / Moral Hazard / Welt Gesundheitssparkonten Krankenversicherung - Finanzierung - Moral Hazard Krankenversicherung (DE-588)4032836-3 gnd Finanzierung (DE-588)4017182-6 gnd |
| topic_facet | Gesundheitsfinanzierung / Krankenversicherung / Sparen / Moral Hazard / Welt Gesundheitssparkonten Krankenversicherung - Finanzierung - Moral Hazard Krankenversicherung Finanzierung Europa USA Südafrika Singapur China |
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